At BharatPe, the merchants of Bharat are at the core of everything we do. It’s ingrained in our brand name and built in our DNA. We understand that millions of small businesses in India need a financing partner that could provide tailor-made products attuned to their business needs.
In 2018, we started our journey to address this gap and aid the growth of merchant partners. Today, we are a one-stop fintech destination that empowers millions of merchants with easy-to-use, safe and secure financial products.
Our Brand Purpose
We have an unshakable confidence that we will empower lives through inclusive, innovative and reliable fintech solutions. Our solutions will not be a privilege for few.
Harshjit Singh Sethi
John Bernard Weinstein
Ganesh Kumar is the Former Executive Director of the Reserve Bank of India. He specializes in payment systems domain and has contributed immensely to institution building- like National Payments Corporation of India (NPCI), the Indian Financial Technology and Allied Services (IFTAS) and the Reserve Bank Information Technology Pvt. Ltd (ReBIT).
Ganesh Kumar has played a key role in framing the policy for IT implementation in the Reserve Bank and the Banking sector, apart from providing policy perspectives relating to Information Security, Audit and compliance. He spearheaded the full gamut of Payment and Settlement Systems, creation and development of strategic plans for RBI, external investments and foreign exchange reserves management as the Executive Director of RBI. He has also been associated with the Institute for Development and Research in Banking Technology - the IT institute for the Banking sector, facilitating in training and new service offerings stemming out of Research activities of the Institute. He was the nominee of the RBI on the Committee for Payment and Settlement Systems in Bank for International Settlements (BIS), Basel, and was also the co-chair of the Financial Innovation Network (FIN) of the Financial Stability Board of the BIS.
Sudarshan Sen was Former Executive Director at RBI and looked after Department of Banking Regulation, Department of Co-operative Banking Regulation and Department of Non-Banking Regulation. A pioneer in banking and financial regulation, Sudarshan Sen retired from the Reserve Bank of India in 2019 as Executive Director in charge of prudential regulation of banks, non-banking financial companies (NBFCs) and asset reconstruction companies. Prior to this, he headed the Reserve Bank’s Department of Banking Regulation, responsible for prudential regulation of commercial banks.
In his 36 years with the Reserve Bank, he has worked at a senior level in several other areas, including off-site and on-site bank supervision, fintech regulation, payment systems, currency management and human resources. He has been on several major national and international committees, serving as the Reserve Bank’s nominee on the Supervision and Implementation Group and the Policy Development Group of the Basel Committee on Banking Supervision and was a member of the Committees which drafted and subsequently reviewed India’s Insolvency and Bankruptcy Code. Code. He has also chaired the Inter-Regulatory Working Group on Fintech, the Working Group on Implementation of (IFRS-compliant) Ind AS by Banks, and, recently, the Committee to Review the Working of Asset Reconstruction Companies constituted by the Reserve Bank of India.
Founder & Chief Operating Officer
Chief Financial Officer
Chief Risk Officer
Head - Merchant Lending
Chief Technology Officer
Chief Marketing Officer
Chief Product Officer
CEO & Executive Director - Zillion
Executive Director & Business Head, Trillionloans
History & Timeline
Launched India’s first interoperable UPI QR with zero MDR
Forayed into unsecured lending (in partnership with RBI-approved NBFCs)
Launched BharatSwipe card machine
Became India’s third-largest P2M UPI Payment Player
Acquired PAYBACK India, one of India’s largest loyalty programs
Became a unicorn with US $2.85 Bn valuation
Forayed into BNPL segment with the launch of postpe
Acquired 49% stake in Unity Small Finance Bank
Crossed ₹7000 cr in loans facilitated to merchants
Resilient Payments Pvt Ltd (a BharatPe Group company) received in-principle nod from RBI to operate as online payment aggregator
Resilient Innovations Pvt Ltd (BharatPe) acquires majority stake in Trillionloans (NBFC)
BharatPe turns EBITDA positive in October 2023